Planning Your Engagement Ring Purchase

Tuesday, November 10, 2015
Almost 40 percent of all proposals take place between Thanksgiving and Valentine’s Day. This means that the number of engagement rings sold in this period increase significantly during this time. There is no question that everyone wants to find the very best northwood engagement rings, but do you know how to go about this? The first step is to come up with a plan. When you do this, it will make your fiancée and wallet extremely happy.

Determine Your Financial Situation
Before you begin to go shopping for an engagement ring you need to determine the budget you have for this purchase. In many cases, this will involve sitting down with your significant other to determine what you can realistically afford. After determining the budget for the ring you have, you can actually begin to plan out the purchase that you are going to make. 

• Always start with a budget.
• Be sure to save up a good amount of money prior to making this type of large purchase.
• Be sure to determine what your fiancée’s tastes are. 
• Avoid any “rules of thumb” you may find or receive from family or friends.
• Carefully consider your job and your lifestyle. 
• Do not consider the ring you purchase as an investment.
• Think about other options for the stone other than a diamond.

When you are armed with a plan, you are ready to begin browsing. This means going to various jewelry stores, seeing the ring selection they have and any options they offer with the ring, such as guarantees and warranties. You should also ask about financing, if you do not plan to pay for the ring up front. There are some jewelry shops that offer better options and rates than others, which is why it is important to shop the options around prior to making a decision. 

Making the Purchase
When you have chosen the ring that you want to purchase, give yourself a few days to think about it carefully. This will help you feel confident when you finally hand over the, typically large, amount of money that is required to make this purchase. If the shop does not have the size that you need on-site, you may have to wait a few days, or even weeks, in order to get the right ring in. You need to keep this in mind so that having to wait will not interfere with your proposal plans.

The more you are able to find out the engagements rings on the market, the easier your choice will become. The research that is put into finding the right rings will be worth it.

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